Having your house built

Support for building a house

Building a house turns your life upside down. Even before you actually start to build your home, there are financial and organisational issues to consider. Read on to find out all the important points you need to note when planning the construction of your home. 

What types of construction are there?

In general, you can choose between different construction types, house types and different incremental stages. The first step is to choose the type of construction: prefabricated house or solid-construction house. 

Section of a prefabricated house

Prefabricated house

Having a prefabricated house built saves time and costs. A prefabricated house consists of pre-built components which are assembled on site by the construction company. The shell is erected in just a few days. The main advantage of prefabricated houses is therefore the short construction time. 

Prefabricated houses are – in comparison to solid-construction houses – less expensive. The lighter weight building materials and thinner walls mean that natural insulation and soundproofing are somewhat poorer than in houses with a solid construction. Innovative building materials and new technologies (in particular, in the area of energy efficiency), however, are increasingly compensating for these drawbacks. This makes a prefabricated house an interesting alternative to a solid-construction house for many people who are building a home today. 

Solid-construction house

Solid-construction house

In comparison with a prefabricated house, a solid-construction house provides greater scope for individuality in planning and implementation. If you are having a solid-construction house built, it is important to remember that building a solid construction will often take longer than putting up a prefabricated house. It is therefore comparatively more expensive. However, a solid-construction house is a popular choice. Many modern houses in Germany are solid structures. Building companies traditionally build solid-construction houses “stone by stone” on site. 

A solid-construction house will retain its value over time, offer good soundproofing and fire safety, as well as low energy consumption. Almost all ceilings and walls have a load-bearing function. This allows a solid-construction house to be built very high and according to individual wishes. 

What types of houses are there?

You might be looking to build a home for you and your family.  Or maybe you’re planning to build a house together with other people. Depending on the size and planned use of the house, you can choose from the following types: 

Once you have decided on the type of house, you then need to consider the style of the building. Will your new home be a classic house, a half-timbered house, a modern cottage or a Scandinavian-style timber house? Or maybe you even want to build a tiny house? If you have just a small budget for your build or would like a minimalist lifestyle, this kind of mini-house is a perfect choice. Collect ideas, browse home-building catalogues and view a show home. Completed houses will give you an initial impression of how your own home might look. 


  Find inspiration with our bathroom styles

What incremental stages are there?

In total, there are three incremental stages:

  • Bare-bones house 
  • Self-build house 
  • Turnkey home (having a house built and taking over on completion)

If you plan to get involved in building the house to save money, a self-build house or bare-bones house is a good choice. However, in both cases, you will need good practical skills. 

What does building a turnkey home mean?

Having a turnkey home built

Alternatively, you could choose the option of having someone build your house and handing it over when the work is complete. There is no legal definition of “turnkey”. The term “turnkey” is generally understood to mean that a house is built by a general contractor from the shell to the interior fittings. After completion, you can practically move in straight away. However, there can be substantial variations in the services offered by different companies in a turnkey construction.  Read the contracts carefully to check what services are actually included. 

What costs do you need to budget for a house build?

If you are having a house built, the prices will consist of the following components:

  1. The price for the plot of land
    The costs for the construction land will vary depending on the location. Infrastructure, level of development, floor conditions and floor loading will also play a role. Standard land values in your region will provide specific indications.
  2. Building costs
    Building costs make up the lion’s share of total expenditure. These depend on factors including the type of house, construction method, architectural style, fittings and selected building partner. The basement, roof, energy efficiency, doors and windows are other factors if your priority is top quality.
  3. Ancillary building costs
    The third expense item for a house build is ancillary costs. These can be divided into ancillary purchase costs (land transfer tax, costs for the land registry and notary), financing costs and ancillary building costs.

Buying or renting a house – which is better?

Given the high costs of building a house, is renting a better option? As a tenant, you enjoy long-term flexibility in terms of location but you need to pay rent each month. This does not apply if you own your own home.

There is no need to worry about modernisation or repair costs if you’re a tenant. However, you will need to ask your landlord personally for permission to make changes to the building. Home-owners are free to design their house precisely as they wish.