Tips: Planning to build your own house

Planning to build your own house

Planning the budget, finding a suitable plot of land, choosing the type and size of house and drawing up the floor plan: if you are planning to build your own house, there are lots of decisions to be made. As a future home-owner, you therefore need to invest a lot of time and passion in your building project. 

  To avoid losing sight of the big picture when planning your house, it is a good idea to draw up a checklist including all the tasks you need to complete. Read on to find out how to plan your house yourself and the important points to be aware of. 

What can I plan myself for a house?

Many people are now deciding to build their own house. This also means handling the planning steps for your house in advance. If you decide to become a private home-builder, this is an opportunity to design your very own dream home tailored to your individual wishes. But where is the best place to start planning your house? 

Before you draw up a detailed plan for your home, you need to: research and communicate! Thoroughly researching any potential stumbling blocks and risks in advance will avoid unpleasant surprises at the end. Honest accounts from friends and acquaintances who have already built their own house are helpful, for example. 

When planning your house, the very first things you need to do are:

  • clarify the financing, 
  • look for and buy a suitable plot of land (if you don’t already have one), 
  • check the development plan for any potential restrictions and 
  • decide on a construction method and type of house.

Plan a sufficient buffer for all steps. This applies to both schedules and financing. Unforeseen events always occur. So it’s good to have some financial breathing space and time to resolve any eventuality without stress. 

Floor plan: Specify the size of your house and define the room layout

Would you like to plan your bathroom? Use our Bathroom Planner!


Open the Bathroom Planner

What points do you need to note when planning your own house?

Individual houses with unique designs are in demand. If you wish, you can plan a prefabricated or solid-construction house tailored to your personal wishes and needs. However, there are a few important points to be aware of when building a house and drawing up your own floor plans. This applies to both the outdoor area and the living space: 

Note: Building your own house will save costs. But, if in doubt, it is advisable to contact a building expert for any questions about your house build. This person will check aspects such as whether everything is technically correct for the construction of the building, will identify any structural issues in advance and therefore prevent long-term damages. 

How much does it cost to build your own home?

As a home-builder, you can get involved in the actual building of your home to varying degrees if you wish. Many banks recognise a personal contribution to a house build as part of capital resources, according to the German Federal Building Code (§ 36 Paragraph 3 II WoBauGe). This also means attractive loan conditions for you. 

  However, your personal involvement needs to be planned carefully. Your knowledge and skills, as well as the available tools and materials, will determine whether getting involved in the construction yourself is an option. Considering these factors will allow you to decide which and how much work you can handle on the construction site. The more work you take on yourself, the more money you will save as this avoids the need to appoint qualified tradespeople or specialist companies for these tasks. 

Painting work when building a house

Some potential tasks for less experienced home-improvers are: 

  • wallpapering and painting work 
  • laying carpets or laminate 
  • tiling 
  • drywall works (for example, cutting, assembling and sealing dry construction boards) 
  • designing outdoor areas (front garden, garden)

More experienced do-it-yourself enthusiasts can also tackle the following tasks: 

  • carcass work 
  • filling and plastering work (internal and exterior rendering) 
  • installing doors, windows and stairs

If you want to handle sanitary, heating and electrical installations yourself, you should be a professional. And it is actually a mandatory requirement for electrical installations to be performed by specialist companies. Professional execution of work is particularly vital for gas, water and electricity. For liability reasons too, it is advisable to entrust these services to suitable building partners.